It’s not about logos, slogans, or packaging. It’s about keeping promises. Of all the assets your business owns, your brand is one of the most valuable and the most elusive. Without a strong brand identity, your firm is like a wallflower at the prom, sitting in the margins without a story or a voice to […]
As the economy continues to improve, more manufacturers are making capital investments to fuel their growth. When business owners and managers consider acquiring equipment, they often think of their payment option as a lease vs. buy decision. In any economic environment, when preserving owner or shareholder capital is an important goal, financing equipment through a […]
As compliance with Basel III makes capital more expensive, big banks are trying to be more selective in the companies they lend to, says new research. Sharp increases in capital costs resulting from Basel III reserve requirements have forced the largest global banks to become more selective about who they lend money to, according to […]
A growing number of small businesses and middle market companies are obtaining credit from non-bank providers. The most troubling news for banks—and possibly for regulators: nine out of 10 companies that borrowed from these alternative lenders say they’ll look to tap non-bank providers for credit again in the future. Get the report from Greenwich Associates.
These days lenders are wary of certain borrowers. There is more of a necessity from the borrower to show that the risk of loss is low. Asset-based lenders have to take steps to evaluate borrowers and reduce the risk of lending, with the ultimate goal being a successful and long lasting relationship between the two. Due […]
As reported in today’s Forbes article, a recent Pepperdine University survey of business owners shows that among the smallest businesses (those with less than $5 million in revenue) that sought a bank loan in the previous three months, 39 percent were successful, compared with 34 percent in a fall survey. Even so, it remains harder for smaller […]