Hard Money Equipment Loans

Hard Money Equipment Loans

Hard money equipment loans are a great solution for companies that fail to meet traditional lending criteria for some reason or other… maybe you are a start up, maybe you have tough credit or lack historical cash flow to support traditional lending requirements.

We provide hard money equipment financing, loans, leasing and sale leaseback solutions for companies that seek to rely on the appraised value of your equipment and machinery as the primary focus for obtaining financing.

Hard money equipment financing is a fast way to obtain loans based on collateral your company already owns, or intends to acquire with a significant down payment.

Whatever your situation…we will work with you to help accomplish your goals.  If your company is looking for a cost competitive hard money equipment financing solution, we can help… We offer a truly unique private hard money lending collateral based loan or lease program where decisions are based exclusively on the appraised value of your new and/or used equipment and machinery…

*Post COVID-19 update – we are currently requiring a credit and financial review of all clients, even for this program.

Eligible Equipment & Machinery:

• Aggregate Equipment
• Agricultural Equipment
• Aviation Equipment
• Bottling Equipment
• Business Helicopters
• CNC Equipment
• Concrete Equipment
• Construction Equipment
• Corporate Jets
• Drilling Equipment

• Energy Equipment
• Fabrication Equipment
• Factory Equipment
• Food Processing Equipment
• Heavy Equipment
• Industrial Equipment
• Logging Equipment
• Machine Tools
• Manufacturing Equipment
• Marine Equipment

• Medical Equipment
• Metalworking Equipment
• Mining Equipment
• Oil & Gas Equipment
• Packaging Equipment
• Pharmaceutical Equipment
• Plastics Equipment
• Printing Equipment
• Production Equipment
• Processing Equipment

• Quarry Equipment
• Railroad Equipment
• Recycling Equipment
• Semiconductor Equipment
• Shipping Equipment
• Transportation Equipment
• Truck Fleets
• Trailer Fleets
• Tug Boats
• Workboats

Small-Ticket Program

Transactions: $50,000 – $250,000

  • Application-Only
  • 550+ Credit Scores
  • Purchase or Refinance
  • Competitive Rates
  • Dealer or Private Party Sales
  • Loans and EFAs

Mid-Ticket Program

Transactions: $250,000 – $1 million

  • Some Financials Required
  • 550+ Credit Scores
  • Purchase or Refinance
  • Last 2 years Tax Returns
  • Last 3 months Bank Stmts
  • Loans and EFAs

Big-Ticket Program

Transactions: $1 million – $25 million

  • Full Financials Required
  • Credit – Flexible
  • Purchase or Refinance
  • Last 3 Years Financials
  • Current YTD Financials
  • Loans and Leases

*All transactions require a completed Application and Invoice (purchase) or completed equipment list (refinance)